The right type of business insurance can provide peace of mind in both your personal and business life. Whether you own a restaurant , bar , convenience store , or medical clinic , your policy is specially crafted to fit the unique needs and challenges of your business. If your business manufactures products for sale on the general market, product liability insurance is a must.
The amount of insurance you should purchase depends on the products you sell or manufacture. Hence, environmental safety must not be an option else a top priority of every business. Having secure, personalized business insurance can offer invaluable protection and peace of mind.
The Hollard Insurance Company Ltd (Reg No. 1952/003004/06) is an authorised Financial Services Provider, and a member of the South African Insurance Association (SAIA). If you, a business partner, or an employee are responsible for an accident that causes injury, loss or damage to a customer – or a member of the public – you’ll be covered under this type of insurance.
Your commercial vehicle coverage will protect you and your business from the costs of property damage, injury and liability claims that you may incur in the use of your commercial vehicles. Apply for all pensions, death benefits, life insurance or any other benefits that are payable to the deceased’s estate.
Several income protection options are available for business owners, including business overhead expense insurance, key person insurance and bank loan disability insurance. A qualified commercial insurance agent can work with you to help you evaluate your business risks and reduce your exposure.